New loans in 2018
The need for online loans is increasing, which is why new loans are constantly on the market in Denmark. In 2018, we expect up to several new loans, so if you are looking for the latest and cheapest loans, you can find them here at camiloan.
In some places you get free loans
New loan providers often offer free loans to enter the market. A free loan is a loan at no cost. Ie A loan where you only have to repay the loan amount itself – ie no interest and fees.
This allows you to borrow completely free of charge and minimize your expenses.
What do you need to do to take out a loan?
To apply for an online loan, you must meet the following minimum requirements:
- You must be at least 18 years of age
- You need NemID so you can confirm your identity
- You must not be registered in RKI
In addition, it helps if you have a fixed income.
You must be a legal person (ie at least 18 years) to take out a loan. That’s because you have to sign a binding contract. You can only do this if you are of age. You sign with NemID. First, it is a good guarantee that both you and the loan provider are properly registered in public. Secondly, sending papers back and forth is much faster.
What if I am registered in RKI?
If you are enrolled in RKI, Ribers Credit Information, it is difficult to take out a loan. RKI is a register of bad payers, and if you are registered there are very few providers who dare to lend you money. There are loan providers that let you borrow money despite RKI, but we would not recommend it.
If you have so many loans that you cannot pay them, it can be a great advantage to pool all your loans into a single loan with a lower interest rate. This saves you a lot of money on interest rates.